Buying a House

Real Estate Services

Magic Falger & Ela Drag specialize in real estate services in Oakville, Burlington and Mississauga

Buying a house - basics

Contact us today to receive FREE buying a home basics guide.

Magic Falger

Real Estate Agent
Magic has a Bachelor & Master degree in Marketing and Management so you will be sure that your home gets the most exposure when listed.

Besides that he had been running his own General Renovation company for several years.
Linked In Profile - Magic Falger

Ela Drag

Real Estate Agent
Ela brings years of experience in the accounting field supported by a Bachelor and Master degree in Economics and Accounting.

As a RealtorĀ® she definitely can understand the needs that a family has. Driven by that she is sure she can get the right number for you.
Linked In Profile - Ela Drag

Contact Us

ELA DRAG MA. BA.
Sales Representative
Office: 905 844 4444 ex 206
Direct: 416 989 6860


MACIEJ FALGER MA. BA.
Sales representative
Office: 905 844 4444 ex 216
Direct: 416 837 5242

Buying a home - Mortgages

Offering a full range of real estate services in Oakville, Burlington and Mississauga

Buying a house - meet us, your Oakville real estate agents


Fixed Rate Mortgage:

With fixed-rate mortgages interest rate remains the same through the term of the loan. This kind of a mortgage is often preferred by a first-time homebuyers. The benefit of a fixed-rate mortgage is that it offers a stability and predictability for the duration of the term.

Variable Interest Rate Mortgages:

The interest rate fluctuates with the prime rate at the chartered banks. Variable Interest Rate Mortgage is preferred by more seasoned homebuyers who are more accustom to risks and benefits of this loan.
 

Open Mortgage:

This allows you to pay back the borrowed funds without notice or penalty.

Closed Mortgage:

A mortgage whose terms state that it cannot be paid out, even with a penalty, unless the lender agrees. In some cases, a closed mortgage may be discharged at a defined cost, usually Interest Rate Differential, but sometimes with a punitive penalty such as full interest to maturity.

Buying a home - our dedicated email accounts:

Buying a home in Oakville: buyinginoakville@falger.ca
Buying a home in Mississauga: buyinginmississauga@falger.ca
Buying a home in Burlington: buyinginburlington@falger.ca
Buying a home - General Inquiries: buyinghouse@falger.ca